OfferMarket Capital

Get capital to grow your real estate business

OfferMarket Capital, a subsidiary of the OfferMarket investment property marketplace, aims to provide real estate investors with the most competitive, transparent, and simple private lending experience.

Is your go-to lender giving you their best terms?

At OfferMarket Capital, we lead with our best terms every time so you can save time and money and focus on growing your real estate investing business.

Rental Property Loans (DSCR)

• Interest rate: 3.25% - 4.5% (based on LTV, term)
• Origination points: 1
• LTV for purchase: 80%
• LTV for refinance: 75%
• Minimum loan: $75,000
• Terms: 30 Year Fixed Rate, 5/1, 7/1, 10/1 ARM
• Options: individual property, blanket portfolio (2+ properties), cash out refinance, rate term refinance

Fix & Flip Loans

• Interest rate: starting at 6.99%
• Origination points: 2
• LTC: up to 90% of purchase, 100% of construction
• LTV: 75% of ARV
• Minimum loan: $50,000

Minimum Credit Score
680

Fees
Rental: 1 origination point, Fix and flip: 2 origination points

Interest Rate
Rental: currently 3.25% - 4.5%, Fix and flip: currently 6.99%

Loan to Value
Rental: 80% (purchase), 75% (refinance), Fix and flip: 75% (90% purchase, 100% construction)