Val-Chris Investments

We are a direct lender that provides creative loan solutions for borrowers, backed by responsible real estate investors.

Val-Chris is a hard money lender specializing in both residential and commercial loans, providing 1st, 2nd, and 3rd trust deeds. Our dedicated staff has over 100 years of real estate experience which we use to facilitate creative loan terms to fit our customer’s needs.

In our Orange County office, located in Irvine, California, we originate private money loans and have a loan servicing department to meet the requirements of both borrowers and investors. As a hard money lender, we pride ourselves on fast turn-around and giving quality service to all of our customers. Learn more about our private lending services below, and how they can help you.

Minimum Credit Score
0

Fees
1.5-3 points

Interest Rate
6.50% - 12%

Loan to Value
Up to 75%