Fix and Flip Loans: Compare Private Lenders & Get Funding
Need funds fast to buy and renovate property for resale? Our private lending network delivers flexible, speed-oriented loans based on the deal – not just your credit. Get matched with lenders who understand flips, rehab budgets and fast timelines.
Overview
Why Choose Fix and Flip Financing?
Whether you're renovating your first investment property or managing multiple fix and flip projects, the right financing can help you move quickly when opportunities arise. Fix and flip loans are designed for real estate investors who need flexible financing solutions for purchasing, renovating, and reselling properties without the delays often associated with traditional banks.
Speed
In competitive markets, timing can make or break a deal. Many private lenders can provide fast closings, helping investors purchase properties, begin renovations sooner, and keep their fix and flip projects moving forward.
Flexibility
Every investment opportunity is different. Compared to traditional mortgage financing, fix and flip lenders may offer more flexible financing options and loan terms designed around the property's potential and your overall investment strategy.
Asset Based Loans
Many fix and flip lenders evaluate the investment property itself—not just personal finances. While requirements vary by lender, factors such as the property's current value, after-repair potential, and overall project can play an important role during the review process, rather than relying solely on traditional income verification.
Educational Section
Fix and Flip Financing Solutions
Every investment opportunity is different, and the right financing depends on your project, timeline, and investment goals. Whether you're purchasing your first property or expanding an established portfolio, Private Lenders connects you with financing solutions designed to support a wide range of fix and flip projects.
Property Purchase
Rehab Financing
Bridge Financing
Repeat Investment Projects
Over 625,000 Funding Requests Since 2015
"Potential to Build Business Together"
I have spoken to three different lenders, all of which we had good conversations. Each of their information was helpful and we have the potential to build business together. Thanks!
"I expected it to be harder."
Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.
"I couldn't ask for anything more."
I met a lender who financed my investment property! I couldn't ask for anything more.
"I'll definitely be coming back"
There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!
"I have accomplished so much"
The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.
"Just what I needed"
PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.
"Took about 3 minutes"
I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!
"Minutes!"
There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.
"It was super quick and simple"
I filled out the Private Lenders form in a couple minutes. It was super quick and simple.
"I am looking forward to closing"
I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.
"Potential to Build Business Together"
I have spoken to three different lenders, all of which we had good conversations. Each of their information was helpful and we have the potential to build business together. Thanks!
"Took about 3 minutes"
I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!
"Just what I needed"
PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.
"It was super quick and simple"
I filled out the Private Lenders form in a couple minutes. It was super quick and simple.
"Minutes!"
There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.
"I'll definitely be coming back"
There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!
"I am looking forward to closing"
I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.
"I expected it to be harder."
Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.
"I have accomplished so much"
The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.
"I couldn't ask for anything more."
I met a lender who financed my investment property! I couldn't ask for anything more.
"Took about 3 minutes"
I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!
"I'll definitely be coming back"
There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!
"It was super quick and simple"
I filled out the Private Lenders form in a couple minutes. It was super quick and simple.
"Just what I needed"
PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.
"I couldn't ask for anything more."
I met a lender who financed my investment property! I couldn't ask for anything more.
"Potential to Build Business Together"
I have spoken to three different lenders, all of which we had good conversations. Each of their information was helpful and we have the potential to build business together. Thanks!
"I have accomplished so much"
The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.
"I am looking forward to closing"
I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.
"I expected it to be harder."
Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.
"Minutes!"
There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.
"I expected it to be harder."
Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.
"I have accomplished so much"
The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.
"Minutes!"
There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.
"I am looking forward to closing"
I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.
"I couldn't ask for anything more."
I met a lender who financed my investment property! I couldn't ask for anything more.
"Just what I needed"
PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.
"Took about 3 minutes"
I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!
"It was super quick and simple"
I filled out the Private Lenders form in a couple minutes. It was super quick and simple.
"I'll definitely be coming back"
There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!
"Potential to Build Business Together"
I have spoken to three different lenders, all of which we had good conversations. Each of their information was helpful and we have the potential to build business together. Thanks!
"I couldn't ask for anything more."
I met a lender who financed my investment property! I couldn't ask for anything more.
"I am looking forward to closing"
I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.
"I have accomplished so much"
The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.
"Just what I needed"
PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.
"I'll definitely be coming back"
There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!
"It was super quick and simple"
I filled out the Private Lenders form in a couple minutes. It was super quick and simple.
"Minutes!"
There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.
"I expected it to be harder."
Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.
"Took about 3 minutes"
I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!
"Potential to Build Business Together"
I have spoken to three different lenders, all of which we had good conversations. Each of their information was helpful and we have the potential to build business together. Thanks!
How it works
Compare Loan Terms From Fix and Flip Lenders
- Answer a Few Questions
Tell us about your fix and flip project, including the property, purchase price, and financing you're looking for. We'll use your information to match you with verified fix and flip lenders that align with your project and financing needs.
- Shop & Compare
Instead of contacting lenders one at a time, compare financing options from multiple private lenders in one place. Review available loan terms, compare offers, and evaluate the financing solutions that best fit your investment strategy.
- Pick the Best Fit
Choose the lender and financing option that works best for your project, then continue directly with the lending partner you feel most confident moving forward with. It's a simple, efficient way to find the right financing for your next fix and flip project.
Educational Section
What Fix and Flip Lenders Typically Consider
Every lender has its own approval process and financing guidelines. While requirements vary, having a clear understanding of your project can help lenders evaluate your request and determine the financing options available to you.
Property Details
Project Scope
Financing Needs
Exit Strategy
Frequently Asked Questions
Can first-time flippers qualify for fix and flip loans?
Yes. Many private lenders work with both experienced investors and first-time flippers, although eligibility criteria and financing options vary by lender. Factors such as the property, project details, and overall investment strategy may all be considered when reviewing your request.
How is the maximum loan amount determined?
The maximum loan amount depends on several factors, including the purchase price, estimated renovation costs, the property's after-repair value, and the lender's individual guidelines. Once you submit your request, matched lenders can discuss available financing options based on your project.
Do fix and flip lenders require income verification?
Requirements vary by lender. While some lenders may request income verification or additional documentation, many also evaluate the investment property, project details, and overall financing structure when reviewing fix and flip loan requests.
Can I use home equity to help finance a fix and flip project?
Some lenders may allow borrowers to leverage available home equity as part of their financing strategy. Because every lender has different requirements, submitting a request is the easiest way to explore the financing solutions available for your situation.
What happens after I submit my request?
After completing your request, we'll match you with private lenders that fit your financing needs. If a lender believes your project aligns with their lending criteria, they'll reach out to discuss loan terms, answer your questions, and explain the next steps.
Ready to get started?
Start your request in under 5 minutes. You won’t be committed until you talk to a lender. Simple. Fast. And Lenders compete for your business.