Fix & Flip Loans on Your Terms

Need funds fast to buy and renovate property for resale? Our private lending network delivers flexible, speed-oriented loans based on the deal – not just your credit. Get matched with lenders who understand flips, rehab budgets and fast timelines.

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Overview

Why Choose a Fix & Flip Loan?

Sometimes you need funds quickly, you're working on a property that doesn't meet traditional bank requirements, or you have less than perfect credit. Private lenders can offer a flexible solution.

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Speed

Private lenders can fund a deal in days or weeks instead of months.

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Flexibility

There may be factors in a deal that would eliminate the possibility of a bank loan. Private lenders can be more flexible.

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Asset Based Loans

Private lenders can fund deals based on the asset, so even without ideal credit, funding is often still possible.

Educational Section

The Choice of Real Estate Investors

We've taken the stress and legwork out of finding a fix and flip lender by creating the nation's best hard money and private lending network. Our lenders are vetted and verified and then you are matched with the ones that can fund your deal. Sit back and relax as lenders compete to get you the best deal and terms for your project. The process is fast, it's simple, and it's designed specifically to help real estate investors succeed.

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What our clients have to say

Over 625,000 Funding Requests Since 2015

"Minutes!"

There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.

Kaylyn F.
Raleigh, NC

"It was super quick and simple"

I filled out the Private Lenders form in a couple minutes. It was super quick and simple.

Chris C.
Richmond, IN

"Potential to Build Business Together"

I have spoken to three different lenders, all of which we had good conversations.  Each of their information was helpful and we have the potential to build business together. Thanks!

Zella H.

"I couldn't ask for anything more."

I met a lender who financed my investment property! I couldn't ask for anything more.

Dawn J.

"I have accomplished so much"

The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.

Brian D.

"Took about 3 minutes"

I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!

Mark D.
Denver, CO

"I'll definitely be coming back"

There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!

Matt O.
Chicago, IL

"I am looking forward to closing"

I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.

Channing H.

"Just what I needed"

PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.

Maritza R.

"I expected it to be harder."

Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.

Andrew M.
Tulsa, OK

"I have accomplished so much"

The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.

Brian D.

"I'll definitely be coming back"

There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!

Matt O.
Chicago, IL

"I am looking forward to closing"

I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.

Channing H.

"Minutes!"

There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.

Kaylyn F.
Raleigh, NC

"I expected it to be harder."

Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.

Andrew M.
Tulsa, OK

"It was super quick and simple"

I filled out the Private Lenders form in a couple minutes. It was super quick and simple.

Chris C.
Richmond, IN

"Just what I needed"

PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.

Maritza R.

"I couldn't ask for anything more."

I met a lender who financed my investment property! I couldn't ask for anything more.

Dawn J.

"Took about 3 minutes"

I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!

Mark D.
Denver, CO

"Potential to Build Business Together"

I have spoken to three different lenders, all of which we had good conversations.  Each of their information was helpful and we have the potential to build business together. Thanks!

Zella H.

"Minutes!"

There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.

Kaylyn F.
Raleigh, NC

"I am looking forward to closing"

I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.

Channing H.

"I'll definitely be coming back"

There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!

Matt O.
Chicago, IL

"It was super quick and simple"

I filled out the Private Lenders form in a couple minutes. It was super quick and simple.

Chris C.
Richmond, IN

"Potential to Build Business Together"

I have spoken to three different lenders, all of which we had good conversations.  Each of their information was helpful and we have the potential to build business together. Thanks!

Zella H.

"Took about 3 minutes"

I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!

Mark D.
Denver, CO

"I couldn't ask for anything more."

I met a lender who financed my investment property! I couldn't ask for anything more.

Dawn J.

"I expected it to be harder."

Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.

Andrew M.
Tulsa, OK

"I have accomplished so much"

The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.

Brian D.

"Just what I needed"

PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.

Maritza R.

"Potential to Build Business Together"

I have spoken to three different lenders, all of which we had good conversations.  Each of their information was helpful and we have the potential to build business together. Thanks!

Zella H.

"I am looking forward to closing"

I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.

Channing H.

"I couldn't ask for anything more."

I met a lender who financed my investment property! I couldn't ask for anything more.

Dawn J.

"Just what I needed"

PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.

Maritza R.

"I'll definitely be coming back"

There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!

Matt O.
Chicago, IL

"Minutes!"

There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.

Kaylyn F.
Raleigh, NC

"It was super quick and simple"

I filled out the Private Lenders form in a couple minutes. It was super quick and simple.

Chris C.
Richmond, IN

"I expected it to be harder."

Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.

Andrew M.
Tulsa, OK

"I have accomplished so much"

The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.

Brian D.

"Took about 3 minutes"

I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!

Mark D.
Denver, CO

"I couldn't ask for anything more."

I met a lender who financed my investment property! I couldn't ask for anything more.

Dawn J.

"I am looking forward to closing"

I met a lender that I've closed 2 loans with since the introduction! I am looking forward to closing many more deals with my new lender.

Channing H.

"I have accomplished so much"

The lenders I met were an absolute pleasure to work with. In the short time I have been working with the lender I was introduced to I have accomplished so much and successfully raised capital for my real estate investing business.

Brian D.

"Just what I needed"

PrivateLenders.com connected me directly to the funding my business needs to grow. Because of PrivateLenders.com, I am confident to move my business forward... I am pleasantly surprised and grateful. This connection is just what I needed to grow my new business.

Maritza R.

"I'll definitely be coming back"

There's been a property I drive by every day that looks like nobody's been there for a while now, so I went to PrivateLenders.com to see if I could get a quote for some private funding to buy this house. It took just a few minutes to fill out the form, and I was contacted by 4 different lenders that same day with financing offers. I'll definitely be coming back to PrivateLenders.com the next time I see a vacant property!

Matt O.
Chicago, IL

"It was super quick and simple"

I filled out the Private Lenders form in a couple minutes. It was super quick and simple.

Chris C.
Richmond, IN

"Minutes!"

There were just a few questions about my address, my investment property. It took less than 5 minutes to complete the request. I started getting calls from lenders in minutes. Minutes! I've never heard from other lenders that quickly.

Kaylyn F.
Raleigh, NC

"I expected it to be harder."

Instead of me chasing lenders, they came to me. I received calls and offers from 3 different private lenders and was able to choose the best terms that worked for my deal. I expected it to be harder.

Andrew M.
Tulsa, OK

"Took about 3 minutes"

I filled out the form, which took about 3 minutes, then within a day I had been contacted by multiple lenders. One of them had terms that worked out for me and I now have a continuing relationship with a great lender. Thanks!

Mark D.
Denver, CO

"Potential to Build Business Together"

I have spoken to three different lenders, all of which we had good conversations.  Each of their information was helpful and we have the potential to build business together. Thanks!

Zella H.

FAQs

Are fix and flip loans the same as hard money loans?

Fix and flip loans are a type of hard money loan. Both offer short-term, asset-based financing—ideal for real estate investors looking to buy, renovate, and resell properties quickly. While all fix and flip loans are hard money loans, not all hard money loans are used for fix and flips.

What are the qualifications to get a fix and flip loan?

 Qualifications vary by lender, but most focus on the property's value and your investment strategy—not your credit score. You’ll typically need to provide details about the deal, your renovation plan, estimated ARV (after-repair value), and in some cases, your prior experience.

How can I get a fix and flip loan?

  • Answer a Few Questions: Provide basic details of your deal and your real estate experience.
  • Shop & Compare: Your request is instantly sent to the nation's largest network of verified private and hard money lenders who can offer competing loan options.
  • Pick the Best Fit: Talk with lenders, review the offers, and select the lender that best suits your investment needs.

How quickly can I receive funding?

Private and hard money lenders often provide faster funding compared to traditional banks. While timelines vary based on the property, loan amount, and your experience, many investors receive multiple offers within 24–48 hours.

 

 

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