What is Private Lending?
Private lending offers fast, flexible, real estate financing when traditional options fall short. Often the loans are based on the deal, not your credit score. Sometimes a bank won’t finance a property – or won’t move quick enough – but a private lender who understand real estate investing can deliver a fast and creative solution.
Private Lending Defined
Private lending is a powerful tool for real estate investors looking to secure funding quickly and close deals without the headaches of conventional financing. This type of lending often involves securing loans from individuals or private companies instead of traditional banks. The result is more flexibility, faster approvals, and customized loan terms. Unlike banks, private lenders focus on the value of the property and the potential of the deal. This makes private lending ideal for fix-and-flip projects, rental properties, and time-sensitive investments.
Overview
Why Private Lending for Real Estate Investing
Fast
With fewer hoops to jump through, private lending allows you to act quickly when opportunities arise, giving you a competitive edge in the market.
Flexible
Need a short-term loan? Looking for creative financing options? Planning to invest in a fix-and-flip? Private Lenders can offer more options than a traditional bank.
Simple
Unlike banks, private lenders can streamline the funding process without excessive red tape, paperwork, and credit requirements.
Asset Based
Private lenders prioritize the value of the property rather than personal credit scores or financial history. Even with less than perfect credit you may still be able to get the funding you need for your investment.
Less Restriction
Private Lenders can be more creative and are often not bound by the same regulatory requirements and rigid approvals processes that banks need to go through.
More Options
Private lenders can be more creative allowing them to offer customized loan solutions like bridge loans, fix and flip financing, DSCR, interest only options and sometimes even down payment assistance.
How it Works
We Make it Quick and Easy to Get Multiple Financing Offers
- Answer a Few Questions
Give us an overview of the type of funding you’re looking for. We’ll send your request out to our verified private lender network based on your funding needs. - Shop & Compare
Receive competing offers. Private lenders are competing for your business, which means you get the most competitive offers. And with no markup from us! - Pick the Best Fit
We make finding a capital partner easy. You can compare your options from private (non-bank) lenders without having to haggle.